Spend Instalment on Mobile App Mobile Banking HSBC VN

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Spend Instalment on Mobile App | Mobile Banking - HSBC VN

From 27 November 2024, the new versions of our app will no longer work on older versions of operating systems on Android and Apple devices. To continue to enjoy the latest features on your HSBC Vietnam app, please update your device's operating system to aOS 9 or iOS 15.0 or above.

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Spend Instalment on HSBC Vietnam App

Convert your credit card purchases into flexible monthly instalments.

Spend Instalment on Mobile Banking App

Enjoy greater convenience and financial flexibility with the HSBCSpend Instalment. Whether you use your HSBC Credit Card to invest in your childrens' education, buy the hottest gadgets, upgrade your household appliances or take a relaxing trip, now it's easy to break up your big purchases into affordable payments using the HSBC Vietnam app.

Instant approval through the HSBC Vietnam app, no supporting documents required

Convert multiple transactions in one Spend Instalment

Works with all HSBC Credit Cards: HSBC LiveFree Credit Card, Cash Back Credit Card,HSBC Live+ Credit Card,HSBC TravelOne Credit Card,HSBC Premier Mastercard Credit Card

Shop with your HSBC Credit Card and convert your bill into equal monthly repayments.

You can repay over up to 12 months, with 0% interest and a preferential one-time conversion fee. Or, you can repay over 24 or 36 months and get a preferential one-time conversion fee and monthly interest rate.

How to apply for our Spend Instalment

Log on to your HSBC Vietnam app and select your credit card account

Select which transactions you want to convert and your repayment plan

Review and submit the application

Need more help? Watch our video to see how easy it is.

Download transcript download spend instalment video transcript This link will open in a new window

1. What is the Spend Instalment?

The Spend Instalment lets you convert your HSBC Credit Card purchases to equal monthly instalments.

2. Who is eligible for the Spend Instalment?

The Spend Instalment is open to primary HSBC Credit Cardholders. If you are a primary HSBC Credit Cardholder, you can also apply for an instalment plan for transactions made with the supplementary cards on your account.

3. What is the eligibility criteria for the Spend Instalment?

You are eligible if you're the primary cardholder and your account:

Is not past due, over limit or blocked/closed

Has eligible transactions of VND2,000,000 or above

Eligible transactions are defined as retail purchases that are on your latest HSBC Credit Card statement, or retail purchases that are on the HSBC system but not yet billed to your statement.

Transactions that are not eligible include cash advances, outstanding balances from other instalment plans, any fees or finance charges, and applicable taxes, if any.

4. Can I select multiple transactions to convert into one plan?

Yes, you can select up to 10 transactions for each instalment plan.

5. What is the minimum amount to convert into a Spend Instalment?

You must convert at least VND2,000,000 of retail purchases in a single receipt.

6. How long does it take to process a Spend Instalment application submitted via the HSBC Vietnam app?

Your application will be processed immediately and will be displayed within the next 2 working days.

HSBC Spend Instalment Terms and Conditions

HSBC Spend Instalment Terms and Conditions Download link

You can call our Contact Center on one of the following numbers:

Personal Banking customers: 37 247 247 or 62 707 707

Cash Back, HSBC Live+ and TravelOne Credit Card holders : 37 247 248

Premier customers : 37 247 666

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Available on iOS version 15 and above and Android version 9.0 and above.

HSBC Vietnam app does not support any beta or unofficial releases for iOS and Android.

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